Who runs Auto Rates CA

Sierra passes, valley fog, delta levee roads, Bay Area bridges and long rural distances raise insurance questions that a statewide guide skips. This site is written for drivers north of the Tehachapis.

What you will find here

• Chain control checker — Tell us your vehicle and tires and the posted chain control, and see whether you must chain up, whether you must carry chains, and what Caltrans' three levels mean.
• 53 guides on driving and insurance in Northern and Central California, including Reading a Chain Control Sign, Packing for a Winter Sierra Crossing, When the Pass Closes Behind You.
• A free quote prepared by a licensed California agent: start here, or call (619) 363-4466.

Who runs this site

autoratesca.com is published by Auto World Insurance Services (Yako Enterprises Inc.), a licensed California insurance broker — CA Insurance Broker License #6005606. You can look that license up on the California Department of Insurance website, insurance.ca.gov. Quote requests from this site go to our licensed agents, who compare insurance companies for you. We are a broker, not an insurance company: policies are issued by the insurance companies we place them with.

How these pages are written

• Every legal statement in our tools links to the statute, regulation or DMV page it comes from, and we are adding those sources to our older guides as we review them.
• When something depends on your insurance company, the page says it varies by company instead of guessing.
• We do not publish average or typical rate figures.
• A page's "Updated" month changes only when its content really changes.
• Our free tools run in your browser; nothing you type into a tool is sent to us. (The quote form is how you choose to send us your details.)

Getting a quote

Getting a quote is free, and there is no obligation to buy. If something on this site does not match your situation, a licensed agent can look at your actual policy with you.